Due the amendment of the 1974 Consumer Credit Act in 2006 it is now possible to challenge credit/loan agreements that have not complied with the act.

Claims can be submitted for credit agreements, mortgages, secured loans, unsecured loans, credit cards, in fact almost any credit or loan agreement.

With the introduction of the amended act in 2006 it has become a relatively simple process for solicitors to put together a claim after an agreement has been checked and found to have flaws.

All of the claims the solicitors submit are for future payments to be stopped and any goods purchased to be kept by the customer.

There is a charge for agreements to be audited to check if they are flawed, once an agreement is found to have errors and does not comply with the Consumer Credit Act of 1974 the solicitors commence a claim at no further cost to you.

There is a £50 charge for the solicitors to audit each of your agreements, when the agreements are found unenforcable there is a further charge of £295 for the first agreement and £195 for all subsequent agreements.

You keep 100% of all successful claims, there is absolutely nothing deducted from your claim, unlike many other companies who are charging a percentage of your claim